As a real estate agent in Rexburg, Rod Jones has helped hundreds of first time home buyers make their first real estate investment.
So you want to buy a home in Rexburg. Sugar City, Ashton, or Rigby area, but you find yourself asking, where do I even start? That's a great question and I, Rod Jones, would love to assist you in making your dreams become a reality. Everybody has to start from square one and you are already taking your first steps toward home ownership by informing yourself and preparing ahead of time.
Let's start off by examining the mortgage process, as it takes place in several different stages.
First, it requires figuring out what kind of mortgage is best for you and your financial situation. This can be done by using our helpful mortgage calculatortool. This tool will help give you an idea of what you monthly payment would be if you bought today.
Next, talk to your lender and get pre-approved so you have a good idea what price range you need to stay at to feel comfortable. Rod can recommend someone to you.
Then, you need to check the selling prices of comparable homes in the area you desire to live.
Also, find out what the taxes in your area run and how much homeowners insurance would cost. Rod Jones and his team will be able to help you through this as well.
Closing costs are another thing to take in consideration as well. This is something you can discuss with Rod Jones about so there are not any surprises when buying your first home in southeast Idaho.
Next, Rod Jones will be able to spend the necessary time searching for your first home with you. Once you have decided on a home Rod Jones will go to bat for you and negotiate the best and final price of your home.
Finally, you have to submit all your documentation to your lender and determine what else is necessary to get the deal closed. Idaho's Real Estate is here to inform and make this transition as smooth as possible!